Personal Finance Vocabulary Crossword
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
                                                 
 
 
Down: 1) Used for specific purchases but allows the borrower more time to repay the money.2) Financial Institutions that provide certain financial services but do not accept traditional deposits.3) The difference between the amount owed on a mortgage and the current value of the home representing the portion of the property that the homeowner owns4) A legal process in which a person or business declares that they are unable to pay their debts and their assets are distributed among their creditors.5) A person or business that lends money to individuals in exchange for personal property as collateral, typically at high interest rates.7) A type of mortgage where the interest rate changes periodically, unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan. 9) A person's record of using credit10) Organization that collect credit information about individual consumers13) A type of short-term lending where borrowers receive mall loans with high interest rates, often due to be repaid on their next payday.14) An asset that a lender accepts as security for extending a loan. If the borrower defaults, then the lender may seize the collateral. Across: 6) A sustained increase in the general level of prices.8) The central bank of the United States11) Allows consumers to borrow up to some preset maximum amount12) When someone uses your personal information without your permission for personal gain.15) A service offered by banks that allows customers to make transactions even if they have insufficient funds in their account with the bank covering the overdraft amount and charging a fee.16) A type of mortgage that is normally issued to borrowers with lover credit ratings and typically carries a high interest rate that can increase over time.17) Any tool used by the Federal Reserve to affect a change in inflation rates or economic activity. Changing interest rates is the most common monetary policy tool. 18) The process of combining multiple debts into a single loan or payment, usually with the goal of reducing interest rates and making repayment more manageable.
 

 

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